Car insurance protects your car, your passengers, and other drivers, it is mandatory
Car insurance protects your car, your passengers, and other drivers, it is mandatory. DC, Maryland and Virginia drivers are required to carry policies with the following minimum limits:
- Bodily injury liability coverage: $25,000 per person/$50,000 per accident
- Property damage liability coverage: $25,000.
This is the absolute minimum you are required by law to carry; most motorists have limits upwards of $100,000 for these specific coverage types. Considering the cost of medical bills and car repair, you will probably want to purchase much higher liability limits on your policy. As you’ll see, if you get a competitive rate online, the rates for higher limits are reasonable and well worth the extra cost.
How Do You Find A Good Auto Insurance Company?
If you’re looking for an affordable auto insurance policy, it is easy to compare rates on car insurance online. When you decide to buy insurance, however, it is important to work with one of the experienced agents at DMV Insurance Agency so that you get the right policy – especially if you have teenage drivers, a history of tickets and accidents, or a high performance car. We will shop among the top companies in the industry to find the best rates for your specific situation.
Fill out our online quote form for an instant quote, give us a call at (703) 775-0250, or stop by our office to get your auto insurance quote started today.
What Does Auto Insurance Cover?
The liability coverages will pay for the medical bills and property damage of the other driver if you cause an accident. Like all types of insurance, it is important to understand exactly what your policy covers and make sure it is adequate, as limitations and exclusions are not something you want to discover after an accident.
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